Chicagoland Public Adjusters
Storm, fire, and water damage claims across Chicagoland. We document the damage, negotiate with your insurer, and handle the paperwork.
Why Homeowners Call BDA
A public adjuster works for you, not the insurance company. We handle wind, hail, fire, and flood claims from the first free inspection to the final settlement check.
From the North Shore to the south suburbs, we inspect, document, and fight property damage claims for homes across the metro. The first inspection is always free.
Service Area
Chicagoland
Free inspections in all seven counties.Free inspections across all seven counties.
We mark, measure, and photograph each hail strike, lifted shingle, and water stain, so the insurer can’t overlook anything your policy covers.
Hail impacts marked
We read your policy line by line and push back on lowball estimates until the settlement covers the real cost to rebuild.
Chicagoland homes
Claims We Handle
Whatever hit your home, one advocate handles the claim from the first free inspection to the final check, so you never have to argue with the insurance company yourself.
Missing shingles, dented gutters, cracked siding. We document every impact before the insurer can call it wear and tear. It is the most common claim we win across Chicagoland.
Hail & wind claimsFrom structural loss to smoke and soot in every room, we inventory the full scope, including contents and additional living expenses most homeowners never claim.
Fire & smoke claimsBurst pipes, roof leaks, and storm water. We separate covered damage from exclusions and push for full mitigation and rebuild costs.
Water damage claimsAlready filed and got a lowball offer or a denial? We reopen the claim, document the damage again, and negotiate for what your policy actually covers.
Get a second lookSome Of Our Work
Real claims on real Chicagoland homes. Each project started with a free inspection and ended with a settlement that covered the work.
Project 01of 05
[City], IL
The insurer’s first inspection approved spot repairs only. We documented every impact across all slopes, met the carrier’s adjuster on the roof, and secured approval for a complete roof replacement.
First offer$X,XXX
Settled for$XX,XXX
Project 02of 05
[City], IL
The carrier called the missing shingles wear and tear. We documented the wind damage slope by slope and pushed until replacement of both damaged slopes was approved.
First offer$X,XXX
Settled for$XX,XXX
Project 03of 05
[City], IL
The first estimate covered the kitchen only. We inventoried smoke and soot damage in every room and added contents and additional living expenses to the claim.
First offer$X,XXX
Settled for$XX,XXX
Project 04of 05
[City], IL
A storm-driven leak was first written off as maintenance. We traced the opening, documented the ceiling and insulation damage, and secured coverage for the repairs.
First offer$X,XXX
Settled for$XX,XXX
Project 05of 05
[City], IL
The homeowner’s own claim was denied outright. We re-inspected, documented the hail impacts the first adjuster missed, and reopened the claim.
First offer$0
Settled for$XX,XXX
More projects
How It Works
Five steps, one advocate, no upfront cost. Here is exactly what happens after you reach out, and what you can expect at every stage.
Step 01 of 05
Hail impacts marked
Call us and an adjuster comes to your home, usually within a day, to photograph every sign of storm, fire, or water damage before anything is repaired or thrown away.
Step 02 of 05
Coverage confirmed
We read your policy line by line to find every coverage that applies to your damage, then explain in plain language what you are owed before anything is filed.
Step 03 of 05
Damage documented
We mark, measure, and photograph each hail strike, lifted shingle, and water stain, then build the estimate and paperwork your insurer needs to approve the claim.
Step 04 of 05
Estimate submitted
We meet the carrier’s adjuster, answer every request, and push back on lowball estimates until the offer covers the real cost to repair or rebuild your home.
Step 05 of 05
Settlement approved
Once the insurer agrees, we review the final numbers with you line by line before you sign, and we stay with you until the settlement check is in your hands.
Average claim timeline6 to 12 weeks
Questions
Straight answers about cost, timing, and how we work with your insurance company. Still unsure? Call and ask us directly.
Free Claim Review
Tell us what happened and we’ll get back to you within 1 business day to schedule your free inspection.
